General estimating planning guide

Estimating planning guide

Estimating tools do not invent a bid. They apply a stated percentage to a stated base so waste, markup, tax and contingency can be edited independently.

Page updated .

Start from a documented quantity or cost

Enter the base amount that the percentage should apply to — a material subtotal, a labour figure or another known line. Do not use a placeholder you cannot explain later.

  • Waste belongs with the material that creates it, not as a hidden global bump when you can be specific.
  • Markup, overhead and contingency are different decisions; do not stack them twice.
  • Tax depends on jurisdiction and what is taxable; the rate is an input, not advice.

Apply components in the order you will explain them

Use material-waste with a quantity. Use markup, tax and contingency on cost bases after quantities exist. Then return to the estimate draft so each component stays a line, not a mystery percentage inside a total.

Percentages are not purchase orders

These calculators output adjusted amounts. Supplier terms, retainage, discounts and allowances still belong in the commercial document.

  • Write the reason for each percentage in the estimate notes.
  • Replace defaults before sending a quote.
  • Do not present a planning markup as a market rate.

Planning boundary

These tools display arithmetic. They do not set a legally compliant price, tax opinion or bid strategy.